Overview of Masonicare at Ashlar Village
Masonicare At Ashlar Village, located in the scenic town of Wallingford, Connecticut, offers a continuum of care designed for seniors. From independent living to assisted living, memory care, and skilled nursing, the community provides a range of services for seniors at different stages of life. The unique advantage of Ashlar Village Masonicare is its comprehensive approach to care, ensuring that residents have access to a variety of healthcare services as their needs change over time.
This Connecticut retirement community is known for its picturesque surroundings, modern amenities, and commitment to enhancing the lives of its residents. But before you make the decision to move to Ashlar Village Masonicare, it’s essential to understand the costs involved to better plan for the future.
Types of Living Arrangements and Their Costs
One of the first decisions prospective residents need to make when considering Ashlar Village Masonicare is the type of living arrangement that suits them best. The community offers several options, each with varying costs.
- Independent Living at Ashlar Village Masonicare
Independent living is ideal for seniors who are generally healthy and do not require ongoing medical assistance but want to enjoy the benefits of a maintenance-free lifestyle. At Ashlar Village, independent living can include various apartment sizes or cottages. These residences typically come with utilities included, along with access to community amenities such as fitness centers, social activities, and dining options.
The cost of independent living at Ashlar Village Masonicare is often based on the size and type of residence, ranging from one-bedroom apartments to larger two-bedroom cottages. Residents pay a monthly fee, which can vary depending on the specific accommodation and the level of services desired. As of recent estimates, the average monthly cost for independent living in Wallingford, CT, ranges from $3,500 to $5,500. However, it’s essential to ask for a detailed breakdown of these costs to fully understand what’s included, as some services, such as meals or additional activities, might incur additional fees.
- Assisted Living at Ashlar Village Masonicare
For seniors who require some assistance with daily activities, such as medication management, personal care, and housekeeping, assisted living at Masonicare At Ashlar Village offers a more supportive environment. The costs for assisted living are typically higher than independent living, as they include additional services and personal care.
Assisted living costs are usually structured on a tiered basis, with rates depending on the level of care a resident requires. On average, assisted living in Connecticut can range from $5,000 to $7,500 per month. Again, this price varies depending on the size of the unit and any special services required. As care needs increase, so can the cost. Seniors who need more frequent medical attention or specialized services, such as rehabilitation therapy, will see higher fees. It’s critical for families to have a clear understanding of what services are included and what may incur extra charges.
- Memory Care at Ashlar Village Masonicare
For seniors with Alzheimer’s disease, dementia, or other cognitive disorders, memory care is a specialized service provided at Ashlar Village Masonicare. These units are designed to cater to the unique needs of individuals with cognitive impairments, offering 24/7 care, a secure environment, and tailored activities aimed at improving quality of life.
Memory care at Ashlar Village Masonicare is typically more expensive than other levels of care. Monthly fees for memory care facilities in Connecticut can range from $7,500 to $9,500 or more, depending on the location and services provided. This higher cost is due to the increased level of supervision and care that residents require.
- Skilled Nursing Care at Ashlar Village Masonicare
For seniors with significant medical needs or those recovering from surgery, skilled nursing care offers the highest level of medical attention available at Ashlar Village. Residents in the skilled nursing facility benefit from round-the-clock healthcare services, including physical, occupational, and speech therapy, as well as assistance with activities of daily living.
Skilled nursing care is generally the most expensive type of care, with monthly fees ranging from $10,000 to $12,000, depending on the services provided and the individual’s needs. It’s important to work closely with the financial team at Ashlar Village Masonicare to determine the exact costs associated with this level of care.
Understanding the Costs of Living at Ashlar Village
Beyond the basic housing and healthcare costs, there are other financial factors to consider when planning for Wallingford CT senior living at Ashlar Village Masonicare.
- Entrance Fees
Some retirement communities, including Ashlar Village, may require an entrance fee. This one-time fee can vary widely depending on the type of unit selected and can range from $100,000 to over $300,000. The entrance fee typically secures a resident’s place in the community and may be partially refundable upon departure or death, depending on the contract terms. It’s important to clarify the details of this fee, as it can be a significant financial commitment upfront. - Additional Costs
While many services at Ashlar Village Masonicare are included in the monthly fee, there may be additional charges for services such as transportation, special outings, or premium dining options. It’s crucial to understand what is included in the base cost and what may be an extra expense. Residents may also need to pay for personal items, such as medical equipment or specialized therapies, which can add to the monthly expense. - Long-Term Care Insurance
For those who have long-term care insurance, it may help cover some of the costs associated with living at Ashlar Village Masonicare. Many insurance policies offer coverage for assisted living, memory care, or skilled nursing services. However, each policy is different, and it’s important to review the terms of the policy to determine how much coverage is available for care at Ashlar Village. - Government Assistance Programs
For eligible seniors, certain government assistance programs, such as Medicaid, may help cover some of the costs of care, especially for assisted living or skilled nursing services. However, not all services are covered under Medicaid, and eligibility criteria can be strict. It’s essential to explore all options and consult with a financial advisor to determine what government benefits might apply.
Planning for the Future
Financial planning for senior living is an important step for ensuring a comfortable and stress-free retirement. When considering Ashlar Village Masonicare or any other senior living community, it’s essential to assess all potential costs and work with a financial planner to create a strategy that aligns with your long-term financial goals. By understanding the various costs associated with different levels of care, as well as available insurance or assistance programs, you can better prepare for your transition into a Connecticut retirement community.
Masonicare At Ashlar Village
74 Cheshire Rd, Wallingford, CT 06492, United States
1-203-872-6922
https://www.masonicare.org/ct-locations/ashlar-village-ct